# Bank and card payments to power your business

Automate PAYNOW, eGIRO, and card payments in Singapore, and access open banking data across six Asian markets.

Pay only 0.5% per transaction.

WORKS WITH ALL MAJOR BANKS

## One platform. Endless possibilities!

[PAYMENTS API](/content/sg/payments-api/index.html)  
**Collect bank and card payments within your app**  
Collect payments from **any bank account automatically** and cut the transaction fees up to 85%.

[Payment Links](/content/payment-links/index.html)  
**Get your Xero invoices paid on time, every time**  
Automatically collect payment **when an invoice is due**, from your customer’s bank account.

[Bank Data API](/content/bank-data-api/index.html)  
**Largest Southeast Asia Bank Data Aggregator**  
Retrieve **real-time financial account information** with user consent, from over 40 Asian banks.

## Stay covered across scenarios

- Credit Payments: Increase on-time loan, card, and BNPL repayments, by offering direct debit as a repayment method.
- Property Management
- Remittances
- B2B Collections
- Payroll Operations

## Accelerate development with easy to use APIs and webhooks

### CURL

```bash
curl -X POST 'https://api.prod.finverse.net/mandates/' \
--header 'Idempotency-Key: fe0b87da-3f82-46f5-aa68-060702efc706' \
--header 'X-Request-Id: 1702527806' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer {{TOKEN}}' \
--data '{
"mandate_details": {
"currency": "HKD",
"description": "Test Mandate",
"end_date": "2024-03-01",
"start_date": "2023-12-14",
"transaction_limits": {
"max_period_amount": 10000,
"max_period_count": 10,
"max_transaction_amount": {{max_trx_amount_in_minor}},
"period": "MONTHLY"
}
},
"metadata": {
"key": "value",
"employer_name": "Apple Inc"
},
"recipient_account": {
"account_id": "contact_finverse_support"
},
"sender": {
"external_user_id": "user_id_1",
"name": "{{sender_accountholder_name}}",
"user_details": [
{
"details_type": "{{sender_id_type}}",
"values": ["{{sender_id_number}}"]
}
],
"user_type": "INDIVIDUAL"
}
}'
```

### Payment API
- Create account mandate for direct debit
- Trigger fund collection account
- Check status of mandates and collections

[See documentation ››](https://docs.finverse.com/#e0ead0ee-52a3-4406-bd01-3a06a1d64f14)

## Transact at low cost, high speed

End late payments  
Stop the chase  
Automate admin  
Forget high fees

## Fine tuned down to the penny

- Payments
- Bank Data API

**STANDARD PRICING**  
0.5% per transaction  
85% cheaper than cards  
Lowest-cost payment option  
Asia coverage (HK, SG, MY, KR)  
No setup, or hidden fees  
Unified bank + card payment flow

## What's New at Finverse

**Redbox Storage scales payment operations with Finverse**  
Oct 2, 2025

**Finverse x Rapidstor Product Partnership**  
Sep 10, 2025

**Finverse x Storeganise Product Partnership**  
Jul 15, 2025

## FAQ

- Can I try a demo before signing up?
- What currencies are typically supported?
- I see a FINVERSE charge on my bank statement. What is it for?
- Don’t see your question answered?  
[Contact Sales ››](https://forms.finverse.com/hello)

Ready to automate your bank payments?  
Set up Finverse in your app or invoices to enable easy bank payments from your customers.